Page Banner: 
  • Home Owners

    X

    Home Owners Insurance

    Home Insurance is a comprehensive insurance that covers damage to a building occasioned by flood, fire and fallen trees as well as injury to visitors to the property. The product also covers the contents of a home such as furniture & fittings, jewelleries, refrigerator and so on.

    Features

    • Covers the loss of rent or the additional cost of alternative accommodation in case of fire
    • Covers replacement of stolen items (based on inventory provided)
    • Covers contents while temporarily removed for cleaning ,renovating, repairs or similar purpose.
    • Spouse is automatically considered an ‘Insured’ under this policy
    • Compensation for damage due to bursting or overflowing of water tanks and pipes

    Benefits

    • Indemnifies in the event of damage to the structures of the house.
    • Indemnifies in the event of loss due to burglary (theft) or fire
    • The policy will also cover you against liability for accidental injury to third parties or damage to their property that occurs on your premises
    • Can be extended to cover larceny (Theft not involving violence or forcible entry/exit is covered)

    To enjoy these benefits?

    • Witness statement / Security report (if any)
    • Purchase receipts / Invoice of stolen items
    • Quotation for the repairs of damage parts from a certified building contractor
    • Police Report (this is applicable if the claim is due to Burglary)
    • Fire brigade report (for fire claims) or Wapic appointed adjuster
    • Photographs of damaged properties or premises

    Documentation

    • Completed proposal form
    • Utility bill/Evidence of address
    • Record of inventories
    • Acceptable means of identification

  • House Holders

    X

    Home Holders Insurance

    This policy is designed to meet the needs of the insured who do not own their home (and therefore do not require building insurance) but still desire protection for their belongings.

    Features

    • Protects against damage caused by burst pipes, flood and earthquakes
    • Provides financial compensation for items lost due to theft or fire
    • Covers public liability
    • Limited Compensation for Death of the Insured due to fire or violent burglary

    Benefits

    • Covers the loss of or damage to the landlord’s fixtures and fittings
    • Covers items stolen during break-ins
    • Legal costs incurred under public liability are also covered
    • Covers losses arising from fire damage or burglary
    • Can be extended to cover larceny (Theft not involving violence or forcible entry/exit is covered)

    To enjoy these benefits?

    • Witness statement / Security report (if any)
    • Purchase receipts / Invoice of stolen items
    • Police Report (this is applicable if the claim is due to Burglary)
    • Fire brigade report (for fire claims or Wapic appointed adjusters report.
    • Photographs of damaged properties or premises

    Documentation

    • Completed Proposal Form
    • Utility bill/Evidence of address
    • Record of Inventories
    • Acceptable means of Identification

    More information about text formats